Commercial Auto Insurance — Austin & Round Rock, TX

From a single business van to a mixed fleet, we structure commercial auto coverage that meets contract requirements without leaving you under-insured on liability or physical damage.

Start My Renewal Strategy (512) 640-5989

What It Covers

Liability for bodily injury and property damage you cause
Physical damage (collision and comprehensive) on your vehicles
Medical payments / PIP for occupants
Uninsured / underinsured motorist
Hired and non-owned auto for employees driving personal vehicles on business
Higher CSL limits when contracts require $1M+

Who Needs This Coverage

Service businesses with company vehicles (HVAC, plumbing, electrical)
Delivery and courier operations
Sales teams driving on behalf of the business
Any business with vehicles titled in the company name

Our Proprietary Process

The Premium Negotiation Strategy

You're not handing off your renewal. You're running it — with an expert in your corner.

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Step 1 — We Start Early So You're Never Rushed (120+ Days Out)
We reach out 120+ days before your renewal so you're never in a position where you have to make a rushed decision. You'll know exactly what's coming, when it's coming, and what your options are — long before your current policy expires.
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Step 2 — We Call the Carriers So You Know Where You Stand
We go directly to the underwriters on your account and gather real market intel — appetite, pricing direction, renewal outlook. We bring that information back to you in plain language so you understand exactly where the market is before any decision is made.
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Step 3 — We Build Your Strategy Together
We don't build the negotiation strategy in a vacuum. We sit down with you, walk you through what we learned from the carriers, and build the game plan together — your leverage points, your priorities, your timeline. You sign off before we go to market.
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Step 4 — You See Every Move Before We Make It
Before we approach any carrier, you know exactly what we're asking for, why we're asking for it, and what we expect to get. No surprises. No decisions made without you. You're in control of the strategy at every stage.
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Step 5 — We Negotiate. You Decide.
We execute the negotiation using the strategy we built together — pushing on terms, credits, and rating tiers on your behalf. When the offers come back, we lay them out side by side in plain language and you make the final call. No pressure. No confusion. Just a clear decision with full information.