Independent commercial insurance · Round Rock & Austin, TXCall (512) 640-5989
    Travis Ridge Insurance Group

    Business Owner's Policy (BOP) for Round Rock & Austin, TX

    A BOP bundles your most important commercial coverages — property, general liability, and business income — into a single policy that’s usually less expensive than buying them separately. Ideal for small to mid-size Texas businesses that qualify.

    Start My Renewal Strategy (512) 640-5989

    What It Covers

    • Commercial property (building and contents)
    • General liability for third-party injury and damage
    • Business income / loss of revenue after a covered loss
    • Equipment breakdown (in most BOP forms)
    • Optional add-ons: cyber liability, employment practices, hired/non-owned auto

    Who Needs This Coverage

    • Retail, office, restaurants, and service businesses under ~$5M revenue
    • Owners looking to consolidate multiple policies into one renewal
    • Tenants required to carry property + GL by their lease
    • Anyone who wants simpler billing and one shared deductible structure
    Our Proprietary Process

    The Premium Negotiation Strategy

    You're not handing off your renewal. You're running it — with an expert in your corner.

    1. 1

      Step 1 — We Start Early So You're Never Rushed (120+ Days Out)

      We reach out 120+ days before your renewal so you're never in a position where you have to make a rushed decision. You'll know exactly what's coming, when it's coming, and what your options are — long before your current policy expires.

    2. 2

      Step 2 — We Call the Carriers So You Know Where You Stand

      We go directly to the underwriters on your account and gather real market intel — appetite, pricing direction, renewal outlook. We bring that information back to you in plain language so you understand exactly where the market is before any decision is made.

    3. 3

      Step 3 — We Build Your Strategy Together

      We don't build the negotiation strategy in a vacuum. We sit down with you, walk you through what we learned from the carriers, and build the game plan together — your leverage points, your priorities, your timeline. You sign off before we go to market.

    4. 4

      Step 4 — You See Every Move Before We Make It

      Before we approach any carrier, you know exactly what we're asking for, why we're asking for it, and what we expect to get. No surprises. No decisions made without you. You're in control of the strategy at every stage.

    5. 5

      Step 5 — We Negotiate. You Decide.

      We execute the negotiation using the strategy we built together — pushing on terms, credits, and rating tiers on your behalf. When the offers come back, we lay them out side by side in plain language and you make the final call. No pressure. No confusion. Just a clear decision with full information.

    Start My Renewal StrategySee the Full Process

    Why Round Rock Businesses Choose Travis Ridge Insurance Group

    • We match you to BOP carriers that actually want your class of business
    • We unbundle when a BOP doesn’t fit — no forcing a square peg
    • Renewal strategy meeting before every expiration
    • Local Round Rock office — talk to a real person

    Start Your Renewal Strategy — It's Free

    Tell us a little about your business and we’ll reach out to schedule your free renewal review.

    We respond within 1 business day. Underwriting timelines run 3–10 business days.

    Online Application

    Business Owners Application

    Have your most recent financials and current policy details handy. Most owners finish in about 20 minutes.

    Start Online Application

    Underwriting review typically 3-10 business days.

    Jewelers Block Coverage

    Complete our online Jewelers Block application — fillable, secure, and sent directly to our underwriting team. Prefer paper? Download the PDF below.

    Start Online ApplicationDownload PDF Version

    Underwriting review typically 3-10 business days.

    Related Commercial Coverage

    General LiabilityCommercial PropertyWorkers’ Comp
    Related Resources

    Further Reading