Independent commercial insurance · Round Rock & Austin, TXCall (512) 640-5989
    Travis Ridge Insurance Group
    Professionals reviewing a client contract in an Austin office

    Professional services • Errors & omissions

    Professional Liability Insurance

    Your expertise is your business. Protect it when a client alleges your advice, work or professional service caused a financial loss.

    Start Online Application (512) 640-5989

    Coverage built around your professional services

    Errors & omissions

    Protection against allegations of mistakes, negligence or omissions in the professional services listed on your policy.

    Legal defense

    Defense of covered claims, subject to policy terms. We review whether defense costs reduce your available limit.

    Prior acts & continuity

    A careful review of retroactive dates, claims reporting and extended reporting options when your coverage changes.

    Coverage depends on underwriting, the professional services insured, exclusions and policy terms. General liability is not a substitute for professional liability.

    For businesses built on expertise

    • Business and management consultants
    • Marketing, communications and creative professionals
    • Administrative and professional service firms
    • Other businesses providing advice or specialized services

    Architects, engineers and medical practices may need specialty applications. Our team will confirm the right form for your work.

    Professional Liability Application

    Tell us about your firm, employees, revenue, services, contracts and insurance history. Our commercial lines team reviews your application and follows up on any additional information needed.

    Start Online Application

    Underwriting typically takes 3–10 business days after we receive a complete application and requested documents.

    Our Proprietary Process

    The Premium Negotiation Strategy

    You're not handing off your renewal. You're running it — with an expert in your corner.

    1. 1

      Step 1 — We Start Early So You're Never Rushed (120+ Days Out)

      We reach out 120+ days before your renewal so you're never in a position where you have to make a rushed decision. You'll know exactly what's coming, when it's coming, and what your options are — long before your current policy expires.

    2. 2

      Step 2 — We Call the Carriers So You Know Where You Stand

      We go directly to the underwriters on your account and gather real market intel — appetite, pricing direction, renewal outlook. We bring that information back to you in plain language so you understand exactly where the market is before any decision is made.

    3. 3

      Step 3 — We Build Your Strategy Together

      We don't build the negotiation strategy in a vacuum. We sit down with you, walk you through what we learned from the carriers, and build the game plan together — your leverage points, your priorities, your timeline. You sign off before we go to market.

    4. 4

      Step 4 — You See Every Move Before We Make It

      Before we approach any carrier, you know exactly what we're asking for, why we're asking for it, and what we expect to get. No surprises. No decisions made without you. You're in control of the strategy at every stage.

    5. 5

      Step 5 — We Negotiate. You Decide.

      We execute the negotiation using the strategy we built together — pushing on terms, credits, and rating tiers on your behalf. When the offers come back, we lay them out side by side in plain language and you make the final call. No pressure. No confusion. Just a clear decision with full information.

    Start My Renewal StrategySee the Full Process

    Professional liability questions

    What is a retroactive date?

    It is the earliest date of professional services eligible for coverage under a claims-made policy, subject to its terms. Keeping the right date matters when changing insurers.

    Does submitting an application bind coverage?

    No. Coverage begins only after underwriting approval and confirmation that a policy has been bound.

    Start My Renewal Strategy