Contractor Insurance
From general contractors to specialty trades, we provide the coverage you need to bid on jobs, protect your crew, and grow your business with confidence.
Built for the Trades
Essential coverages designed specifically for contractors and construction professionals.
General Liability
Covers third-party bodily injury, property damage, and completed operations claims arising from your contracting work.
Workers Compensation
Mandatory coverage for employee injuries on the job site, including medical costs and lost wages.
Builder's Risk
Protects buildings and structures under construction against fire, weather, theft, and vandalism during the build.
Commercial Auto
Coverage for trucks, vans, and equipment vehicles used to travel to and from job sites.
Tools & Equipment
Inland marine coverage protecting your tools, machinery, and equipment on-site, in transit, or in storage.
Surety Bonds
Bid bonds, performance bonds, and payment bonds required for public and private construction projects.
Coverage for Every Trade
Whether you're a general contractor managing large builds or a specialty subcontractor, we have the right coverage for your trade.
Why Choose Travis Ridge Insurance Group?
- Coverage for all trade specialties
- Competitive rates from top carriers
- COI issued same day
- Blanket additional insured options
- Flexible audit-based premiums
- Dedicated construction insurance team
Apply for Contractor Coverage Online
Complete the general contractor's supplemental application online — no printing, scanning, or emailing required.
Contractor's Supplemental Application
This is the supplemental questionnaire most carriers require to quote general liability for contractors — covering operations, exposures, subcontractor practices, and loss history. Fill it out online at your own pace and our team will follow up with your quote.
- Save progress as you go — fields auto-update
- Skip the print-scan-email round trip
- Securely transmitted directly to our underwriters
- Underwriting response in 3-10 business days
Start Your Application
Complete the online application in about 10-15 minutes, or download the PDF if you'd rather fill it out offline.
PDF • Contractor's Supplemental Application
Trade-Specific Quote Applications
For these trades, carriers require an additional questionnaire built around your operations.
Homebuilders Supplemental Application
Homebuilding carries unique construction-defect, completed-operations, and subcontractor exposures. This supplemental questionnaire walks through your operations, projected home starts, subcontracted work, loss control practices, and claim history so our underwriters can tailor coverage.
- Built specifically for single-family, tract, condo & apartment builders
- Captures roofing, EIFS, hillside & retaining-wall exposures
- Securely transmitted directly to our underwriters
- Underwriting response in 3-10 business days
Start Your Application
Complete the homebuilders supplemental application online, or download the PDF if you'd rather fill it out offline.
PDF • Homebuilders Supplemental Application
Contractor Insurance Questions
What insurance do contractors need in Texas?
At minimum, most contractors need general liability and workers compensation. Depending on your trade, you may also need commercial auto, inland marine (tools & equipment), builder's risk, and surety bonds.
Do subcontractors need their own insurance?
Yes. General contractors typically require subcontractors to carry their own general liability and workers compensation policies before allowing them on a job site.
What is a builder's risk policy?
Builder's risk insurance covers a building under construction against damage from fire, storms, theft, and vandalism. It typically covers the structure, materials, and fixtures until the project is completed.
How quickly can I get a certificate of insurance?
We can typically issue certificates of insurance the same day you need them, so you never lose a job waiting on paperwork.
Get Covered & Get to Work
Don't let insurance hold up your next project. Get competitive contractor coverage today.